Interest-Only Repayment Calculator

Disclaimer

The information provided by this calculator is intended to offer illustrative examples based on stated assumptions and your inputs. The calculations are estimates only and should not be relied upon as final figures.

Assumptions:
• The interest rate remains unchanged throughout the loan term.
• Interest is compounded at the same frequency as the selected repayment schedule, though this may differ in practice.
• The calculation assumes 26 fortnights or 52 weeks (364 days) per year, which may not align with lender calculations.

• Only ongoing fees are considered—upfront and discharge fees are excluded.

• No rounding is applied within the calculation, whereas actual repayments may be rounded by lenders.

• The calculator estimates repayments during both the interest-only period and the principal and interest period.

This tool is for general guidance only. We recommend speaking with a Wity Mortgage Adviser to understand how these estimates apply to your specific circumstances.

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Wity™ is the trading name for Wity Pty Ltd ABN 82 624 943 559

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Ph: 1300 084 084

© Copyright 2025 Wity™

All rights reserved

Get started now

Wity™ is the trading name for Wity Pty Ltd ABN 82 624 943 559

Authorised credit representative 508333

Ph: 1300 084 084

© Copyright 2025 Wity™

All rights reserved

Get started now

Wity™ is the trading name for Wity Pty Ltd ABN 82 624 943 559

Authorised credit representative 508333

Ph: 1300 084 084

© Copyright 2025 Wity™

All rights reserved

Get started now

Wity™ is the trading name for Wity Pty Ltd ABN 82 624 943 559

Authorised credit representative 508333

Ph: 1300 084 084

© Copyright 2025 Wity™

All rights reserved